LIFE INSURANCE MADE SIMPLE: HOW TO SHOP SMART AND PAY LESS

Steven H. Kobrin

INDUSTRY GURU, STEVEN H. KOBRIN, TO HOLD WORKSHOP AT FAIR LAWN ADULT COMMUNITY SCHOOL ON MARCH 8 
FAIR LAWN, N.J., - Steven H. Kobrin, owner and operator of a national life insurance brokerage, will lead "Life Insurance Made Simple: How to Shop Smart and Pay Less," a life insurance workshop at the Fair Lawn Adult Community School located at 37-01 Fair Lawn Avenue, Fair Lawn. It will take place in room A111 from 7 p.m. to 9 p.m. on Thursday, March 8, with a fee of $28 dollars.
Buying life insurance can be one of the most important financial decisions people can make, and often one of the most confusing. The number of policies to choose from, and the complexities of some forms of life insurance, can make comparison shopping difficult, if not impossible.

This workshop is intended to help individuals cut through the confusion, make comparisons with present coverage, and determine the best type and amount of life insurance needed. It is designed to meet the needs of protecting young families; estate planning; partnership agreements; mortgages and business loans; or purchasing life insurance for an elderly parent. It will also help accountants and attorneys better advise their clients about life insurance.

As a frequent insurance industry writer and lecturer, Steven H. Kobrin hopes to empower consumers so that they can feel more confident and knowledgeable when purchasing life insurance. "I aim to take the nervous edge off of buying life insurance because consumers today understand that they need to provide for their families, however they find purchasing insurance a daunting task," states Kobrin.

"There have been so many changes over the last 10 years in the life insurance industry," continues Kobrin. "Premiums have gone down as much as 60 percent for a variety of products. It's especially important for people with a medical condition, a risky hobby, or an avid traveler to be able to take advantage of the best-priced insurance solutions for their particular health class and needs."

The workshop is designed to guide participants about purchasing life insurance,
factoring in how to shop smart and save on costs. Topics include:

* Term vs. Permanent - Select the right product for you;
* Prequalification - Get an accurate rate without risking anything;
* Underwriting - Make the process work for you;
* Insurance Company Ratings - Evaluate a company's financial viability.

Steven H. Kobrin, LUTCF, is an independent life insurance broker licensed in the U.S., except for the states of Alaska and Hawaii. The firm helps people nationwide, who are considered "high risk" by the insurance industry. The firm services individuals with health problems such as cancer, diabetes, hepatitis; smoking, alcohol use, history of substance abuse; legal issues such as Green Card, DUI violations, criminal records; foreign national and foreign travel; dangerous activities such as rock climbing, piloting, scuba diving; hazardous occupations such as military, law enforcement, firefighting, and first response.

The firm implies a comprehensive prequalification process and methodology which has not been successfully duplicated, and clients receive accurate and reliable insurance quotes without a formal application. For additional information call (201) 796-8142 or toll-free at 1- 866-633-1818 or visit www.stevenkobrin.com.