Stay Risk Free and Travel Safe with a Bicycle Insurance
By Angela Sanders Saturday, October 19, 2013, 07:21 AM EDT
It is needless to say that bicycle is one of the best means of transport that has been invented till date. A bicycle not only helps one to save money but also renders excellent health and protected environment. A bicycle is one of the lightest means of transportation which is capable of moving even in congested paths. No matter how severe a traffic jam is, it is not at all a big deal for a cycle owner to cross it. A person who owns a bicycle can never be late because of traffic jams and shortage of petrol. Thus it becomes utmost necessary for the owner to protect it.
There is no doubt about the fact that it becomes highly painful when the bicycle gets damaged, stolen or lost. There is no vehicle which can substitute the qualities that a bike has. A bike renders great convenience along with saving a considerable amount of money. Apart from that no matter how much one travels using a bicycle, there is no loss caused to the environment. A bicycle does not give harmful fumes unlike other means of transportation.
In order to protect such a dynamic vehicle, it is highly necessary to take ample steps towards its protection. The first and foremost step to be taken towards the protection of the bike is to insure it. Once the bike is insured, one can lead a worry free life while taking it from one place to another. The insurance company renders full premium on loss of bike within 48hours of claim approval. However, one is required to show a copy of police complain before claiming for the insurance claim from the company.
The officials shall make ample efforts in order to compensate the price of the insurance policy or give a brand new bike in place of the older one. There are thousands of bicycle insurance companies which promise to render best possible insurance covers for the bike. Such insurance companies render different insurance covers as per the budget and requirement of the owners. However, one must make ample investigation before zeroing on any insurance company and its policy. Protect Your Bubble Cycle Insurance is a good and a reliable option to go with when planning to get your bicycle insured.
One must always ensure that the insurance cover chosen is applicable across the globe. A bike owner may like to take the bike along while going out for vacations. If in case the bike gets lost during the transit and the policy are not applicable at that particular country, then it can incur a deep hole inside the pocket of the owner. Apart from financial loss there will be loads of worries and inconvenience caused as well. Thus one must choose an insurance cover which is applicable at all parts of the world.
Different policies have different terms and conditions along with different features. It has been seen that some of the insurance policies are same in title but different in prices. Before choosing any such policy which appears similar to the higher priced policy, one must clear all its features very well. For instance; as per certain policies the bike shall be protected when it gets lost. But they do not mention what if it gets lost from the home itself. Some of the insurance covers are not applicable in case the bike is left unattended or kept under security of neighbors and relatives.
The fine prints which are mentioned below the insurance policies must be read before signing up as they are subject matter to disputes. Hence one must ensure that the agent makes each and every point of the policy pretty clear so that one does not feel betrayed at the end.