Things you need to know about Personal Injury Law
By Angela Sanders Tuesday, February 04, 2014, 04:24 AM EST
No matter if you live in Florida or California, or any other states of the United States of America, knowing the details of personal injury law is absolutely important. Most of the times, the insurance company refuses to pay the compensation, after you have suffered a personal injury. Just imagine what would have happened if you get severely injured by another person or company, and if the concerned individual or company fuses to pay the medical coverage? This is where a thorough knowledge of the personal injury law will help you take the necessary steps. Even if it is wiser to take the professional help and hire an experienced personal injury attorney, it is advisable to have a basic knowledge of the personal injury law in your state, so that you have a clear idea of what is happening around you and this will also help you understand your lawyer’s action better.
Here is a glimpse of the basic features of personal injury law, both in Florida as well as California; take a quick look –
Florida personal injury laws –
In order to get a fair compensation from the responsible individual or company in Florida, it is important to show that the person, who caused the injury to you, was not supposed to injure you, at any point of time and his actions are related to your injuries and you suffered damages due to that. However, a notable exception to Florida personal injury law is automobile accidents. Florida is considered a no-fault state and therefore the car insurance of every individual will pay for the injuries and damages, caused by an accident, irrespective of the fact that, who was at fault. Each driver is needed to carry a personal injury protection (PIP) policy and this must cover a minimum of $10,000 per person, per crash. However, the personal injuries, that Florida law considers to be serious ones, must result in –
- Permanent or significant scarring or disfigurement
- Permanent or significant loss of any important bodily function
- Permanent injury within a reasonable degree of medical probability, other than disfigurement or scarring
California Personal Injury Laws –
Personal injury cases in California are usually caused by a physical injury, but can also be caused by mental anguish. The most common cases of personal injury include motorcycle accidents, auto accidents, manufacturing and design defects, pedestrian accidents etc. Medical malpractice and defamation of character are also certain types of personal injuries. But you need to make sure that you have a valid personal injury case according to the laws of California and CACI jury instructions. The amount of compensation that you will receive in cash largely depends on how strong your personal injury claim is and how much proof you can offer in the form of lost wages, medical bills, and other bills that determine the degree of your injuries. There are a number of personal injury attorneys in California, who have years of hands on experience of dealing with such cases and will guide you thoroughly.