By Angela Sanders Monday, November 18, 2013, 06:09 AM EST
When we think of insurance, we normally know exactly what each policy is for. Car insurance is obvious, and the most important aspect of car insurance is to protect you if you have a crash – both from the point of view of repairing your own car, and also from the point of view of being able to cover the costs associated with the damage to another car if that’s the one you strike. House insurance protects you against accidents of all kinds in the home, but what does bike insurance cover you against? Is it really worth having, and what is it going to cost you? Let’s take a look.